Cellulite is located in the subcutaneous layer of the skin, formed by fat held in place by bands called septa. Cellulite is a combination of connective tissue and fat cells. These fibrous bands connect the skin to underlying tissue at different points causing something referred to as “chambers of fat.” The appearance of cellulite occurs once fat cells begin to push through the collapsing structural support under the skin. In other words when the bands contract they pull down on the skin causing the indented skin you see on the surface. General areas of cellulite include the thighs, hips, and buttocks area.